MASTER PLAN: How to Go Long on AI (AI Resistance MAX)

If you’re like me, you’re reading the news and are borderline panicking. What the hell is going on? Software stocks dropping. AI on the rise. War is looming. Societal division at an all-time high. Are we living a dystopian sci-fi future?

Speaking of the future, how the hell are you supposed to live now? AI is coming for all of us, right? Well, maybe. But I want to be a voice of reason, because there is PLENTY to do now. There is actually MORE you can do now than at any other time in recent memory.

I urge you: don’t sit out this revolution.

This doesn’t mean you should panic. But you also shouldn’t be complacent.

I wrote this post with myself in mind. This is MY operating system, and it’s built on my personal and professional experience being a techie for the last 15 years, and an entrepreneur for the last 8.

The world is going insane, right? AI psychosis is abound, everyone is building data centers, frontier labs are bullish on job replacement, the market is bearish due to AI tech disruption, crypto is bleeding, the US is about to attack Iran, China is threatening Taiwan, Russia is still fighting Ukraine.

And there’s YOU and ME. I’m a small fish, and you probably are, too.

So, what should a sane individual do now, in February of 2026?

Below is MY take. Not financial advice (or otherwise). And that is what this Substack is going to be about: surviving and thriving in an AI-powered world.

I think we’re going to make it.

Note: For all points below, I am trying to “plan” 10 years ahead. Why does it matter? Because, for example, AI stocks appear overvalued right now, yet I argue they are good to own. In the short term, the bubble might burst. Trying to aim 10 years forward is more prudent.

Capital

AI or not, as long as capitalism holds, the shareholder is king. Holding shares requires only property rights, not your intelligence, so if you’re not playing the game of capital yet, consider getting into it.

Bitcoin

Bitcoin is digital gold. If you’re following AI meta trends, even old-school Bitcoin maxis are doubting this claim now. They are wrong. And it’s not because of miner capitulation danger, or quantum danger. I think both are non-issues in disguise.

The fact of the matter is this: AI agents can’t own gold. They don’t have permanent bodies. They have no physical claims. But they CAN own Bitcoin. It’s gold, but in their “universe”.

For that reason alone, I think Bitcoin is the most important asset if you’re long AI.

Most agent-to-agent transactions aren’t going to be BTC; they’ll be stablecoins. But BTC is going to be the underlying asset backing everything.

Going long on BTC can also include buying MSTR, investing in miner stocks, etc.

There is much to say about Bitcoin market cycles, but that’s for a dedicated piece.

AI-augmented stocks and bonds

Google issued a 100-year bond. If you’re bullish on their ability to train and deploy models, consider buying it.

Alphabet stock is good.

Meta stock? Maybe. We’re not sure where they’re going. It doesn’t look like they’re able to field SOTA models of consequence at the moment, but this could change, making Meta stock undervalued as of now.

Look up who supplies inference.

Nvidia is currently overvalued, but it’s still the prime GPU maker. I expect this to be disrupted by TPUs (Google, various startups) at some point.

The bottom line? Buy stocks that make AI possible.

Is there an AI bubble? Yes, so hedge your bets, don’t buy at the top. There are going to be disillusionment stages in the coming years. Those are going to be prime buying opportunities. AI impact is understated in the long term due to its exponential nature, because humans don’t grok exponential growth.

Shorting

Software companies are going to go down in value more and more, but I think the impact of AI is overestimated in the short term.

In other words, I would be wary of shorting companies like Monday, Zendesk, or even IBM.

You will see them signing deals with OpenAI and Anthropic in the coming months, and their stock going up.

I cannot speculate beyond this point.

Open source

The Chinese threat to US-based AI companies is not properly understood. Chinese models today are POWERFUL, and require less compute to run than Western ones.

As more and more markets adopt the Chinese alternative, the impact on US-based AI giants is unclear.

While OpenAI and co are somewhat safe from Chinese disruption in the domestic market due to current Trump policies, cheaper-yet-smart models are not properly priced in worldwide.

The only constant is inference. You still need hardware to run this stuff, so investing in the backline is the play.

Polymarket

I am unusually bullish on the concept of Polymarket and prediction markets in general.

I think that the more sophisticated they get, the more useful they will be as more than just a betting platform.

They could effectively become a news site.

You won’t need to follow the news to know who will win an election, or whether a war will break out; you’ll just look at the numbers.

The more powerful these platforms become, the easier it will be to judge what is going to happen.

I personally think it is useful to develop trading strategies for Polymarket.

Energy Stocks and Commodities

You need energy to power all of those data centers, and the premium is only going to go up. Shell, Chevron, or green energy, this is not going to change in the coming years.

Same for classic commodities like food and drink. Coca-Cola isn’t going anywhere.

This is probably the most “conservative” point on this list, but it could be a safe hedge for you.

Income

Get an AI-resistant day job

Make sure you have an AI-resistant day job.

If you’re blue-collar, you’re fine until the robots come.

If you’re white-collar, find a way to shift with the tide. For most, this means starting to use AI, learning to co-exist with it, to leverage it.

You are risking being left behind if you don’t.

Developers

If you’re not doing some sort of agentic/AI-powered/vibe-coding yet, please start.

The speed increase is exponential. You won’t be able to stay competitive if you don’t adopt the right tools.

This means Claude Code. This means Cursor, Codex, etc.

Are they perfect? No. Do they replace humans? No.

But they augment you and they change your role.

I haven’t written a line of code manually since June.

Be wary, however, of the cognitive costs of heavy AI use.

Ironically, the job is harder now, not easier. There is more code to review and more context to remember.

Giving three coding agents three different tasks also means that you carry the cognitive load of three different features you are developing.

It is taxing and exhausting.

Building better coding agents and better workflows really helps.

It’s what we do at M87 Technologies.

Indie vs employed

I am somewhat happy that I am a small and independent player in this economy right now.

This isn’t right for everyone, but with rough waters like today’s, big ships sink faster, while nimble, small orgs can build unicorns in weeks (OpenClaw).

My personal strategy is to bet on AI fear, and the delta between what’s possible with agentic AI vs what incumbents are able to deploy.

My agency, M87, is an AI agency, and what this means is that we deal with AI integration, agentic coding workflows, AI team deployments, and other fun things.

This positioning keeps me on the crest of the wave, while keeping me small and nimble enough to pivot with the meta.

It’s also hard AF, but I vastly prefer this to being a dev somewhere and fearing for my job.

Business/corp

If you’re a business, leverage AI to the gills.

Now is a great time to adopt Claude Code, Cursor, OpenClaw, whatever.

Do it intelligently, of course: follow best practices, be careful (especially with tools like OpenClaw that run 24/7 and can be info-sec hazards).

Hire consultants/devs if you have to.

We do this at M87 Technologies.

Education

While I think pure science or pure arts degrees actually appreciate in value, I’m not sure that, if I were college age, I would go to school now.

These transitional years are pivotal, and if you believe that capitalism and the idea of a money-based society are going to survive the AI wave, make sure you’re busy accruing valuable assets NOW.

With that said, the kind of brainpower that math and physics degrees cultivate, and the cultural knowledge that liberal arts degrees give you, is only going to go up in value, because obtaining this sort of education is going to become progressively more difficult.

Kids

Keep your kids sane, safe, and growing.

People seem to think that since human labor and intelligence are dropping in value, it doesn’t matter what our kids learn. I think that’s bullshit.

You want smart, creative, rational kids. This hasn’t changed, and it won’t change.

What will change is the tools to educate, and the institutions.

My kids don’t use AI yet, but when they do, I will spend a lot of time teaching them healthy prompting, to use it as a tool, an augmentation.

You

Invest in your own knowledge, reasoning, and education.

You cannot replace human discernment.

It is SO easy to outsource most, or even all, of your thinking to ChatGPT or Claude.

Don’t make this mistake.

Use it as a tool. An augmentation.

YOUR TASTE is your main asset going forward, so hone it.

Math, physics, history, AI, investing, all of it will benefit you.

AI Use

Don’t outsource your brain

AI use is shown to make us dumber. The more thinking you outsource to the AI, the less your brain works.

This is OK for tedious labor.

This is not OK for rational thinking, decision-making, and creativity.

Be careful how you use it.

Don’t grow intellectually lazy or complacent.

Aggressive learning

Learn to use AI for self-improvement.

Ask it to explain concepts, then ask it to quiz you, or punch holes in your understanding.

Pinpoint the gaps in your knowledge and close them with AI, aggressively.

I call this “aggressive learning”.

I actually take this one step further: my coding agents are instructed to give me feedback on my prompts, so I never stop improving.

AI psychosis

AI psychosis is real. I cannot stress this enough.

AI amplifies what you bring to it, but AVOID DRINKING THE KOOL-AID.

There are multiple manifestations of this.

Be careful not to fall into delusion.

The slop explosion + the “numbers only” method

The explosion of AI slop is killing the internet as we know it.

It’s harder and harder to find genuine and high-quality information sources.

Curate your feeds aggressively, and avoid mass feeds and the news.

There is massive market manipulation on an unprecedented scale.

If you browse news sites, or read X for news, I suggest doing that less. Protect yourself from mass delusion and public opinion manipulation.

I prefer a “numbers only” method.

I want to see just numbers: unemployment numbers, Polymarket odds, crypto/stock/gold prices.

Trust me: the numbers tell you everything you need to know.

AI and security

AI is great, but it can wipe your database or help malicious actors steal your secrets.

It’s tempting to rush headlong into the unknown, but don’t jump farther than your understanding allows you.

Talk to us if you need help (M87)

TL;DR

Buy Bitcoin and Bitcoin-related assets on the cheap, while you can.
Buy AI-augmented or AI-resistant assets. Google, Amazon, etc.
Learn Polymarket/Kalshi. Read less news, watch more numbers. Maybe vibe-code yourself a dashboard.
Make sure your job is AI-resistant, or if it isn’t, integrate AI to the max within your daily flows.
Keep investing in your education. You still need your brain, and will always need it.
If you have kids, keep investing in them. Nothing changes.
Be careful how you use AI. Outsource menial tasks, not taste and critical thinking.
Be more info-sec minded than ever. Threat actors are AI-powered now, and the defenses aren’t built yet.

Not financial advice.